Connecting investment funds with investment opportunities across Europe
A marketplace where investment funds, portfolio sellers and debt collection companies run secure, transparent, real-time auctions and close PL & NPL deals in one place.
Cross-border debt-trading footprint across European markets
Our cross-border operations provide a single, compliant framework for trading debt portfolios consistently across European markets.
Find BidFinance manager, who will answer all your questions
If you want to sell or buy a debt portfolio in the country where BidFinance is not operating, please contact Piotr Szaciłło
Inside the BidFinance
Ecosystem
BidFinance links sellers, investors and local collection partners, turning European NPL and PL portfolios into scalable investment opportunities.
Need more details on the
BidFinance ecosystem?
Talk to our regional managers about selling, buying or servicing PL & NPL portfolios and how the ecosystem works in your market.
Auction formats for every side of the transaction and every trading strategy
BidFinance powers transparent auctions for selling and servicing PL & NPL portfolios between investment funds, portfolio sellers and local DCAs across Europe.
Open, transparent bidding
In an English auction, bidding starts from an opening price set by the seller. Buyers compete in real time by placing higher bids, and the highest bid at or above the reserve price wins the portfolio.
Seller control
The seller has full control over the auction terms, including which investors are invited and admitted to the auction.
Buyer insights
The seller can monitor detailed buyer activity (document downloads, views, bid statistics).
Offer choice
When the auction ends, the seller receives the three highest offers and can accept any of them.
Benefits for the buyers, sellers and servicers of
PL&NPL portfolios
BidFinance enables the most effective sale of debt portfolios on the best possible market terms and removes all barriers to access to sellers' debt portfolios.
The most effective way to sell debt portfolios
BidFinance optimizes debt portfolio sales, ensuring the best possible market terms and seamless access to all the market buyers.
Advantages for the sellers
- Access to all buyers in the market
- Active pre-sale of your portfolios
- Constant support in the portfolio sales process
Advantages for the buyers
- Access institutional sellers
- Standardized data rooms
- Transparent auctions
Setting a benchmark for debt portfolio trading
BidFinance combines transparency, security and structured auctions to redefine how institutions buy and sell debt portfolios — faster, safer, and with full process control.
Transparency
We guarantee transparency and give full control over the process of selling debt portfolios. After each auction, we send a detailed report on the auction results.
Security
We ensure full data security using advanced IT solutions based on the Microsoft Azure platform.
Constant support
We provide constant support in communication between sellers and buyers, which speeds up the entire tender process.
Trusted by market leaders on both sides of the transaction across Europe
Leading banks, investment funds and debt collection agencies rely on BidFinance to trade PL & NPL portfolios securely and efficiently.
Let's connect and discuss your next opportunity
BidFinance regional managers will help with platform access, auction setup and onboarding.
Contact us
LinkedIn
Meet the Team
contact@bidfinance.pl