Connecting investment funds with investment opportunities across Europe
We are building a pan-European marketplace where investment funds, portfolio sellers, and debt collection companies can conduct secure, transparent, real-time auctions and execute PL and NPL transactions — all in one trusted digital ecosystem.
A cross-border footprint in debt trading across European markets
Our cross-border operations provide a consistent, compliant, and scalable operating model that enables efficient and repeatable trading of debt portfolios across European markets.
Find BidFinance manager, who will answer all your questions
If you want to sell or buy a debt portfolio in the country where BidFinance is not operating, please contact Piotr Szaciłło
Inside the BidFinance
Ecosystem
BidFinance connects sellers, investors, and local servicing partners, transforming European NPL and PL portfolios into scalable and transparent investment opportunities.
Would you like to learn more about the
BidFinance ecosystem?
Contact our regional representatives to discuss selling or buying PL and NPL portfolios and learn how the BidFinance ecosystem operates in your market.
Flexible auction types tailored to every transaction party and every trading strategy
BidFinance delivers transparent and efficient auctions for the sale and servicing of PL and NPL portfolios, connecting investment funds, portfolio sellers, and local servicing companies across Europe.
Transparent bidding
In an English auction, bidding starts from a reserve price set by the seller. Buyers compete in real time by submitting increasingly higher bids. The auction is won by the participant who places the highest bid.
Seller control
The seller has full control over the auction terms, including which investors are invited and admitted to the auction.
Buyer insights
The seller can monitor detailed buyer activity (document downloads, views, bid statistics).
Offer choice
After the auction ends, the seller receives the three highest bids and may accept any of them.
Benefits for the buyers, sellers and servicers of
PL&NPL portfolios
BidFinance enables the efficient sale of debt portfolios under optimal market conditions, ensuring a transparent auction process and eliminating barriers to access to debt portfolios for buyers and servicers across Europe.
The most effective way to sell debt portfolios
BidFinance optimizes debt portfolio sales, ensuring the best possible market terms and seamless access to all the market buyers.
Advantages for the sellers
- Access to all buyers in the market
- Active pre-sale of your portfolios
- Constant support in the portfolio sales process
Advantages for the buyers
- Access institutional sellers
- Standardized data rooms
- Transparent auctions
Setting a benchmark for debt portfolio trading
BidFinance combines transparency, security and structured auctions to redefine how institutions buy and sell debt portfolios — faster, safer, and with full process control.
Transparency
We guarantee transparency and give full control over the process of selling debt portfolios. After each auction, we send a detailed report on the auction results.
Security
We ensure full data security using advanced IT solutions based on the Microsoft Azure platform.
Constant support
We provide constant support in communication between sellers and buyers, which speeds up the entire tender process.
Trusted by market leaders on both sides of the transaction across Europe
Leading banks, investment funds and debt collection agencies rely on BidFinance to trade PL & NPL portfolios securely and efficiently.
Let's connect and discuss your next opportunity
Contact us
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Meet the Team
contact@bidfinance.pl